We help our partners navigate the most complex insurance terrains, just like a Sherpa guides climbers safely to the summit.
Identify your sector and explore how Gangkhar addresses its specific operational challenges.
AI agents run policy administration, claims, renewals, billing and collection on the core you already have. No replacement, no disruption, and every action remains governed by your live product rules.
Mobility, Fintech, E-commerce, Travel, Banking. Gangkhar handles product configuration, compliance, payment rails and claims. You keep the customer relationship and the revenue.
Automate re-quoting, renewals and client servicing. Real-time pricing tools sharpen the book continuously, not at the next quarterly review.
Automated FNOL, adjudication and settlement with a full audit trail on every action. Every agent decision is validated against your live product rules.
Most platforms automate insurance operations. Gangkhar connects operations to product intelligence, so every workflow knows the product, the pricing, and the optimal action in real time.
Configure and launch embedded protection through a reusable product layer. A single multi-country API connects risk capacity, compliance, payments and policy operations without rebuilding your core.
Pricing, attachment rates, and renewal offers improve continuously as real-time intelligence analyses every transaction. Performance is visible and auditable at every step.
AI agents that run policy servicing, FNOL, claims and renewals. Every action is validated against your live product and underwriting rules, and every step is logged and auditable.
When Gangkhar supports your operations with governed AI agents, that is an APO: business process outsourcing delivered by an agentic operating system. The agents know your product, your pricing and your rules, so operations get cheaper and the book gets better at the same time.
Gangkhar handles two distinct challenges. Both run on the same infrastructure.
Gangkhar gives mobility, fintech, e-commerce, travel and other digital platforms the infrastructure to embed protection: product configuration, compliance, payments, policy servicing and claims through one governed layer.
The customer stays inside the digital experience while the insurance operation runs behind it.
Explore embedded insuranceAgentic Process Outsourcing (APO) reduces the cost of running insurance operations by putting governed AI agents to work across your product, pricing and rules. The model is designed to improve productivity without forcing a core replacement or weakening operational control.
The agents are wired into your product layer, so when your underwriting guidelines change, their decisions change with them. Nothing needs re-scripting.
Learn more about APO
Insurtech – Tech Enabler of the Year
Selected for the NJ FAST programme
One live embedded programme and one contracted operating design, shown separately so targets are never presented as realised results.
A&H and Auto portfolio. Agent-run servicing, renewals and FNOL, validated against the carrier's live product rules.
Embedded protection inside a high-volume digital mobility product. Sherpa+, Sherpa+Mesh and Sherpa+Lens connect configuration, policy servicing and optimisation.
“Their approach to carrier connectivity, data governance, and product configuration reflects a mature understanding of the insurance value chain, well in excess of what is typical for an early-stage company.”
“Thanks to them we have participated in RFP processes in Latin America that we would not have been able to apply for without their technology. They are now an enabler of new business for us, and we have no hesitation in providing this reference to any party conducting a formal evaluation of the company.”
Our team comes from insurance carriers, brokers and TPAs. We know the operational pain points from the inside.
Works via API, batch files, SFTP or bordereaux. Embedded technical builds can complete in about six weeks; enterprise back-office transformations are paced over several quarters.
Every action and workflow are governed by an agent fleet, with a full audit trail on every action.
A reusable operating layer across geographies, currencies, regulators and product lines, serving partners across four global regions.
Sherpa+Lens optimises attachment rates, pricing and renewal offers continuously. The first APO layer connected to a live optimisation engine.
Climb Higher. Protect Smarter.
A focused discovery session to review your current setup, identify where Gangkhar adds value and map what a first deployment could look like.