Positive social impact while building a sustainable and profitable business


Social Impact


Business model that leverage technological innovations that can enhance financial inclusion by providing cost-efficient access to insurance for large numbers of individuals / households.

  • Financial Inclusion plays a significant role in achieving poverty eradication, job creation, gender equality, and food security.

  • Demand. A rising US$750 billion market - unlocking opportunities. A significant population whose needs are unmet.

Advancement of ESG Principles

Set an example in local markets by managing Gangkhar based on sound environmental, social, and governance (ESG) practices and ensure that partner/portfolio companies implement ESG frameworks.


Pursue opportunities to develop microinsurance markets in collaboration with private sector, governmental entities, and intergovernmental organizations (e.g., IADB). From a policy standpoint, microinsurance is a strong development tool for countries looking to encourage inclusive economic growth and socio-economic development. 

  • Market. Premiums USD 830 million GWP. Microinsurance penetration varies greatly across theregion. Great opportunities for market development across the region and in specific countries. 


Challenges. Distribution + Financial Education + Market Regulation + Transaction Costs.
Opportunities. Digital Innovation + Public and private partnerships and investments


Our Digital Insurance Approach

Gangkhar's Klimber represents the first true attempt to reach the summit of innovation in emerging markets, creating the first pure Digital Insurance Company in Latam.


Our model intends to disrupt multiple spaces within the industry, leading the way through an intelligent use of Data, Algorithms and Machine Learning. Partnering only with the best global players understanding our commitment.


Why Us?

We're the first ‘pure’ digital insurance organization in Latin America, comprised of insurance entities in Argentina and other regional markets. We utilize world-class technology and analytics expertise to set a new standard for value, trust, and service quality.

Our team’s global and local experience in insurance, technology, analytics, consulting, and M&A improves the likelihood of successfully implementing disruptive technologies and strategies.

We focus on adapting innovative technologies and business models to local conditions. We also seek to redefine local insurance sectors by employing industry ‘good’ practices, adopting ESG principles, and being a truly customer-centric enterprise. 


We seek to adopt significant innovations in at least six of the ten main areas of the insurance operations, extending from the back office to the frontline.


Klimber represents the first successful attempt to reach the summit of Gangkhar Puensum.